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    Home » Breads & Baked Goods » Muffins and Quick Breads

    Chocolate Cream Cheese Muffins (27 cents each)

    Published: Jul 7, 2021 · Modified: Jul 7, 2021 by Jessica Fisher

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    Jump to Recipe Print Recipe

    What’s better than a chocolate muffin? A chocolate muffin topped with a luscious cheesecake layer. These Chocolate Cream Cheese Muffins are super duper delicious, freezer-friendly, and come together in just minutes.

    Whether you make them part of your lunchtime meal prep or simply serve them for afternoon tea, these muffins are bound to bring a smile to your face.

    three chocolate cream cheese muffins stacked on a white plate next to a scattering of chocolate chips. this …

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    Jump to:
    • Why Make This
    • Ingredients
    • Step-by-Step Instructions
    • FAQs
    • Recipe Costs
    • More Great Muffins & Quick Breads
    • Tell us what you think!
    • Chocolate Cream Cheese Muffins

    These Chocolate Cream Cheese Muffins are such a treat. Rich double chocolate muffins topped with a cheesecake-like topping, these muffins are more than worth your while.

    With a homemade muffin mix on hand, you can mix up a batch in just a few minutes!

    Why Make This

    They’re super easy to make. You don’t need bakery muffins or a boxed muffin mix. These babies are super easy to measure and mix up.

    They’re freezer friendly. Keeping muffins in the freezer, whether baked or unbaked, is such a great practice to get in the habit of doing. You can serve these Chocolate Cream Cheese Muffins for breakfast, snacks, or dessert, tuck them in lunch boxes, or treat a friend with a sweet surprise.

    They’re delicious! Just wait until you taste these delicious muffins, like a muffin, brownie, and cheesecake all in one.

    Ingredients

    ingredients for chocolate cream cheese muffins laid out on table.

    milk – You can use any fat-content dairy or plant-based milk. If you use buttermilk, you can increase the amount to 1 ⅔ cups and omit the sour cream.

    sour cream – Sour cream keeps these muffins soft and tender. You can swap in Greek yogurt if that’s what you go.

    neutral oil – By neutral, I mean one that doesn’t have a strong flavor like olive. I like to use avocado oil, but you can also use vegetable or canola oils or even melted butter if that is what you have.

    eggs – You’ll need three eggs, one for the cream cheese topping and two for the chocolate muffins. If you prefer to go egg-free, you can use flaxseed meal as an egg substitute in the muffin batter and omit the egg from the cream cheese topping. The flavor and textures will not be exactly the same, but still delicious.

    homemade muffin mix – This muffin mix contains flour, sugar, baking powder, baking soda, and salt. You can mix up several batches of the mix to keep on hand in the pantry or freezer. There are lots of mix-in options besides what you see here.

    cocoa powder and chocolate chips – These put the Chocolate in Chocolate Cream Cheese Muffins. Use whatever kind of chips you have, though dark chocolate is particularly delicious.

    the cream cheese topping includes cream cheese, sugar, vanilla, and an egg. You can omit it if you prefer, but then it won’t be a Chocolate Cream Cheese Muffin.

    Love cheesecake? Be sure to try our Easy Cherry Cheesecake Recipe!

    Step-by-Step Instructions

    1. Prepare the cream cheese topping.

    cream cheese, egg, sugar, and vanilla in a mixing bowl next to hand mixer.
    cream cheese mixture in metal bowl next to hand mixer.

    In a large mixing bowl, place the cream cheese, one egg, sugar, 1 teaspoon vanilla extract. Beat until well combined, stopping to scrape down the sides and make sure everything is combined. Set this aside.

    2. Prepare the dry ingredients.

    muffin mix and cocoa powder in large mixing bowl.
    whisked dry ingredients in bowl next to whisk.

    Place the muffin mix as well as the cocoa powder in a second large mixing bowl. Whisk to combine.

    3. Prepare the wet muffin ingredients.

    wet ingredients in bowl next to whisk and bowl of dry ingredients.
    bowl of wet ingredients next to bowl of dry ingredients.

    In a large mixing bowl, assemble the milk, sour cream, oil, and 2 eggs. Whisk to combine.

    4. Prepare the batter

    wet ingredients mixed with dry in glass mixing bowl.
    chocolate chips added to batter in mixing bowl.

    Add the wet milk mixture to the dry mixture and fold gently once or twice. Add the chocolate chips and fold until the batter is formed. It’s okay if there are a few dry bits here and there.

    5. Assemble and bake the muffins

    muffin pan lined with papers next to bowl of batter.
    muffin pans lined with chocolate batter next to bowl of cream cheese topping.
    muffins topped with cream cheese mixture.
    chocolate cream cheese muffins baked in pan.

    Preheat the oven to 375 and line two 12-cup muffin cups with muffin papers. This recipe makes 18 to 24 good sized chocolate cream cheese muffins.

    Divide the batter among the muffin papers evenly, making a small depression in the center of each.

    Divide the cream cheese mixture among the muffins.

    Bake until a tester comes out with a few crumbs attached, about 25 to 30 minutes.

    Freezing Instructions

    To freeze muffins unbaked: Assemble the recipe as directed. Instead of baking, slide the pan into the freezer for several hours until the muffins are frozen solid. Remove the frozen muffin “pucks” from the pan and store them in an airtight container in the freezer. To bake, replace the frozen muffins into a muffin tin and bake, adding five minutes to the baking time if needed.

    To freeze baked muffins: Bake the muffins according to the recipe and cool completely on the rack. Place in an airtight container or ziptop bag and store in the freezer, for up to 2 months.

    FAQs

    Can you freeze cream cheese muffins?

    Freezing cream cheese muffins is a great way to keep indulging your muffin craving. You can freeze them unbaked in the tray; once hard, remove them in their paper liners to a storage container then bake from frozen when you want them. If freezing baked muffins, be sure to cool them completely prior to stashing in an airtight container.

    How to make chocolate muffins without eggs?

    You can make muffins without eggs when you use Flaxseed Meal as an Egg Substitute. For each egg, mix 1 tablespoon flaxseed meal with 3 tablespoons water. Allow this to set for a few minutes before adding to the recipe.

    Recipe Costs

    Knowing how much it costs you to prepare a recipe can help you decide if it’s the type of recipe to make regularly or one you might want to save for special occasions. Let’s crunch some numbers and see how this recipe pencils out.

    • milk – $0.20
    • sour cream – $0.60
    • oil – $0.16
    • eggs – $0.45
    • vanilla extract – $0.25
    • muffin mix – $0.92
    • cocoa powder – $0.64
    • chocolate chips – $0.50
    • cream cheese – $0.99
    • sugar – $0.11

    Shopping at a mid-range grocery store at non-sale prices, you can expect to pay $4.82 for the ingredients to make 18 muffins. This works out to be 27 cents each!

    Comparatively, bakery muffins start at about $1.25 a piece, so homemade is for sure the way to go.

    How to save even more

    Follow the Good Cheap Eats System and you’ll be able to shave more off the price of these delicious, homemade muffins. 

    • Visit the store with the best prices. There is a wide range of prices charged for the exact same product, depending on where you shop. Be sure that you’re frequenting the store that offers the best prices overall.
    • Check the sales and clearance. The highest priced items here are the cocoa powder, cream cheese, sour cream, and chocolate chips. Watch for sales on these items and stock up so you can make budget muffins whenever you want. The holidays time is great for having sales on chocolate chips.
    split chocolate cream cheese muffin on its wrapper next to espresso and plate of muffins.

    More Great Muffins & Quick Breads

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    Tell us what you think!

    We love to hear your experiences with Good Cheap Eats. Click the STARS on the recipe card or leave a STARRED comment to let us know what you think of the recipe.

    three chocolate cream cheese muffins stacked on a plate with chocolate chips.

    Chocolate Cream Cheese Muffins

    A homemade baking mix gets jazzed up with two forms of chocolate and a cheesecake like topping. Delicious and easy to pull together!
    Print Pin Rate
    Course: Breakfast
    Cuisine: American
    Diet: Vegetarian
    Prep Time: 20 minutes minutes
    Cook Time: 20 minutes minutes
    Total Time: 40 minutes minutes
    Servings: 18 servings
    Calories: 299kcal
    Author: Jessica Fisher
    Cost: $4.82

    Equipment

    • large mixing bowl
    • wire whisk
    • rubber spatula
    • large ice cream scoop
    • parchment muffin papers
    • USA muffin pans
    • wire rack

    Ingredients

    Cream Cheese Topping

    • 1 8-ounce package cream cheese softened; neufchatel cheese can also be used
    • ½ cup granulated sugar
    • 1 egg beaten
    • 1 teaspoon vanilla extract

    Muffin Batter

    • 1 cup milk
    • ⅔ cup sour cream
    • ½ cup neutral oil
    • 2 egg
    • 1 batch Mix and Match Muffin Mix
    • ½ cup unsweetened cocoa powder
    • 1 cup mini chocolate chips
    US Customary – Metric

    Instructions

    • Preheat the oven to 375°. Line a 12-cup muffin cups with muffin papers.
    • In a mixing bowl, combine the neufchatel cheese, sugar, egg, and vanilla. Beat until smooth. Set aside.
    • In a large mixing bowl combine the milk, oil, sour cream, and eggs. Whisk until well blended.
    • In a bowl, whisk together the muffin mix and cocoa powder. Add this to the liquid ingredients. Add the chocolate chips. Fold just until combined.
    • Divide the batter among the muffin cups. It's okay if the cups overflow. Divide the cream cheese mixture among the cups.
    • Bake for 25 to 30 minutes or until a tester comes out clean.
    • Cool the baked muffins on a wire rack.

    Notes

    Nutritional values are approximate and are based on 1 muffin. Use within 3 days or freeze for longer storage.
    To freeze muffins unbaked: Assemble the recipe as directed. Instead of baking, slide the pan into the freezer for several hours until the muffins are frozen solid. Remove the frozen muffin “pucks” from the pan and store them in an airtight container in the freezer. To bake, replace the frozen muffins into a muffin tin and bake, adding five minutes to the baking time if needed.
    To freeze baked muffins: Bake the muffins according to the recipe and cool completely on the rack. Place in an airtight container or ziptop bag and store in the freezer, for up to 2 months.
    Variations: Other baking chips such as cinnamon or butterscotch can also be used in lieu of chocolate.

    Nutrition

    Calories: 299kcal | Carbohydrates: 45g | Protein: 5g | Fat: 12g | Saturated Fat: 4g | Polyunsaturated Fat: 2g | Monounsaturated Fat: 5g | Trans Fat: 1g | Cholesterol: 35mg | Sodium: 127mg | Potassium: 201mg | Fiber: 2g | Sugar: 24g | Vitamin A: 138IU | Vitamin C: 1mg | Calcium: 86mg | Iron: 2mg
    Tried this recipe?Tell us what you think! Your reviews help us develop better recipes and give newcomers the confidence to try your favorites. Scroll down to leave a starred comment.

    This post was originally published on January 4, 2012. It has been updated for content and clarity.

    « Easy Chili Cheese Burritos
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    Reader Interactions

    Comments

    1. whitney zeiger

      June 26, 2014 at 1:53 pm

      These are really good….we’ve made 48 in the past week and ate them all!!! Ha ha I have 5 children who are swimmers and we thoroughly love them!!

      Reply
      • Jessica Fisher

        June 26, 2014 at 6:01 pm

        Yay! So glad to hear it!

        Reply
    2. Rebecca

      January 05, 2012 at 2:22 pm

      just printed it off…heading into the kitchen to whip these babies up…thanks for sharing!

      Reply
    3. Jackie Brown

      January 05, 2012 at 10:48 am

      These look divine!

      Reply
    4. christy

      January 05, 2012 at 9:22 am

      I can’t wait to try this too! I will probably use this idea with our amish friendship batter. I will let you know how it turns out!

      Reply
    5. Carrie @ In the sweet sunshine

      January 05, 2012 at 8:44 am

      I was so excited to read this recipe and realize I had everything on hand!! Except I only had 4 oz of cream cheese… so I decided to cut the recipe in half, which worked great until the very end when I needed half an egg! 🙂 It worked out, only made one muffin-tin worth (perfect for our family) and made the house smell delicious!!

      The only thing I might try different next time is to put the cream cheese mixture in the middle instead of on top. I loved the top half of the muffin, but the bottom chocolate-muffin-only part [I thought] needed a little something… Still love this recipe though! Thank you!

      Reply
      • Jessica Fisher

        January 05, 2012 at 8:46 am

        Thanks for being such a ready tester. I made the cheesecake topping without the egg the second time. But, the kids preferred the way it covered the muffins when it had the egg. Did you use mini chocolate chips? (I know that may not be a staple for most people.) I think it makes a diff in the cake part.

        Reply
        • Carrie @ In the sweet sunshine

          January 05, 2012 at 2:09 pm

          I actually did not use the mini chips, just regular chocolate chips. So maybe that would help!

        • Jessica Fisher

          January 06, 2012 at 7:42 am

          I think that will boost the chocolate flavor. They are smaller, therefore there’s more chocolate in the cup, and they spread out better, so the chocolate is more distributed in the muffin. 🙂

    6. Janet

      January 05, 2012 at 6:41 am

      Those look delicious! Loving all the chocolate bliss being shared here today.

      Reply
    7. Queen of the House

      January 05, 2012 at 6:01 am

      I just had to share my Chewy Cocoa Brownie recipe that I discovered one night when I was craving chocolate!!!! Thankfully I had the ingredients on hand, so I could “shop” my pantry and satisfy the craving! LOL! Thanks for the link up. 😀

      Reply
    8. Wendy (The Local Cook)

      January 05, 2012 at 5:48 am

      Yikes, it’s salad week over on my blog, and here are all these chocolate links! I linked up a recipe for hazelnut chocolate brownies . . . must . . . resist . . . chocolate . . .

      Reply
    9. Liz@HoosierHomemade

      January 05, 2012 at 5:25 am

      Chocolate is definitely my favorite! Thanks for hosting!
      ~Liz

      Reply
    10. Jen Blacker

      January 05, 2012 at 4:24 am

      I could have one of those muffins for breakfast right now! Thank you for hosting.

      Reply
    11. Kristia {Family Balance Sheet}

      January 05, 2012 at 4:23 am

      My mouth is watering…all of these recipes look awesome.

      Thanks for the linkup.

      Reply
    12. Aimee @ ShugarySweets

      January 05, 2012 at 4:17 am

      This is right up my alley. Thanks for hosting!!!

      Reply
    13. Kristin

      January 05, 2012 at 4:08 am

      You had me at cheesecake!

      Reply
    14. shari brooks

      January 05, 2012 at 3:49 am

      love these muffins – going to try them this weekend. I linked up some yummy treats for you: chocolate cake truffles, chocolate haystacks and gingerbread. enjoy

      Reply
    15. Nicki

      January 05, 2012 at 3:34 am

      Hi and HNY to you all!

      I have a question about the flours. I presume that the unbleached flour is all purpose (or plain) flour? I don’t know what you mean by pastry flour, it could be we have a different name for it in the UK so if you can let me know what’s special about it that would be great – thanks!

      Reply
      • Jessica Fisher

        January 05, 2012 at 3:41 pm

        Yes, it’s unbleached, all-purpose flour. I think it’s also called non-bromated? Pastry flour is a very fine wheat flour. If you don’t have it, just use all purpose. Thanks for asking.

        Reply
        • Nicki

          January 06, 2012 at 1:44 am

          Thanks so much for getting back to me on this, I can’t wait to make the. So many yummy chocolate recipes too!

    16. Making My Own Luck

      January 05, 2012 at 2:02 am

      Your muffins look so good!

      I bet those would freeze well too.

      I shared my mocha quick bread.

      Reply

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    jessica from good cheap eats

    Hi, I'm Jessica! I'm a 4x cookbook author and 6x mom. I know what it is to be in a hurry and on a budget. I believe anyone can prepare delicious meals -- no matter what's on their plate. I've been featured on Good Morning America, PBS News Hour, and NBC.

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